Introduction
The provided source material focuses exclusively on the financial data and corporate details of Vastu Housing Finance Corporation Limited, a non-banking financial company (NBFC) operating in India's affordable housing finance sector. The documentation offers specific metrics regarding the company's share price, valuation, funding history, and corporate structure as of late 2024 and early 2026. It does not contain any information regarding Vastu Shastra principles, Tarot guidance, Numerology insights, or holistic energy harmonization. Therefore, this article addresses the financial aspects of the entity named "Vastu Housing Finance" based strictly on the available data, providing clarity for potential investors and stakeholders interested in the company's market standing and operational background.
Corporate Profile and Identification
Vastu Housing Finance Corporation Limited is identified as a Public Company having a share capital, incorporated on February 4, 2005. The company operates under the Corporate Identification Number (CIN) U65922MH2005PLC272501. Its registered office is located at Unit Nos. 203 & 204, 2nd Floor, A wing, Navbharat Estates, Zakaria Bunder Road, Sewri (West), Mumbai, Maharashtra, 400015.
The company is registered with the Registrar & Transfer Agent MUFG INTIME INDIA PRIVATE LIMITED. For financial identification, the company's PAN number is AABCV9934C, and its International Securities Identification Number (ISIN) is INE459T01010 (or INE459T01028 depending on the specific share class referenced in the source documents, though INE459T01010 appears in the primary share price data).
Share Price and Valuation Metrics
As of January 01, 2026, the unlisted share price of Vastu Housing Finance was recorded at ₹650.00 per share. The face value of the share is ₹100.00. The source data indicates that the 52-week high and low for the stock price were both ₹650, suggesting a period of price stability or a recent listing/event that defined this price point.
The market capitalization of the company is calculated at ₹4,121.41 Crores. Market capitalization represents the aggregate valuation of the company based on its current share price and the total number of outstanding shares. The Enterprise Value is also reported as ₹4,121.41 Crores. In this specific instance, the Enterprise Value equals the Market Capitalization, which typically implies that the company holds negligible debt or cash balances that would adjust the total valuation, or the data point is simplified for unlisted share reporting.
The Price-to-Earnings (P/E) ratio is listed as 650. A P/E ratio of 650 is considered very high, indicating that the market price of the share is 650 times its earnings per share. Generally, a high P/E ratio suggests that investors are expecting higher growth in the future, though it can also indicate that the stock is overvalued relative to its current earnings.
Shareholding Structure and Ownership
The equity structure of Vastu Housing Finance reveals a concentration of ownership among institutional and strategic investors. According to the cap table data:
- Parent Entities hold the majority of the shares, accounting for 59.79% of the total equity.
- Funds hold a significant portion, accounting for 30.96%.
- Employee Stock Ownership Plan (ESOP) holders possess 5.84%.
- Angel investors hold 2.13%.
- Enterprise investors hold 0.59%.
- Other Investors hold 0.54%.
- Founders hold 0.15%.
- Other People hold 0.01%.
The total number of outstanding shares is reported as 6,34,06,232 in one source, while another source lists the outstanding shares as 1,378,553,880. This discrepancy likely reflects different share classes or unadjusted data points between sources. The face value remains consistent at ₹100 per equity share.
The last known valuation of the company is ₹10,500 Crores. This valuation appears to be derived from funding rounds rather than the daily trading price of the unlisted shares, as it is significantly higher than the market capitalization calculated from the ₹650 share price. The founders' net worth in Vastu Housing Finance's shareholding is estimated at ₹15.6 Crores.
Funding History and Financial Rounds
Vastu Housing Finance has raised substantial capital through multiple funding rounds. The total amount raised over 10 rounds is approximately $803.17 Million.
Key funding rounds detailed in the source data include:
- Series C (November 2, 2021): Amount not specified in the provided text.
- Secondary Market (October 19, 2023): Details not specified.
- Series D (July 11, 2024): The company raised $400 Million. During this round, the valuation was recorded at $1,195 Million (approximately ₹1,195 Crores, subject to exchange rates). Six investors participated in this round.
- Loan (September 12, 2024): A loan round involving 3 entities, amount not specified in the text.
- Series D - II (September 17, 2024): The company raised $100 Million. Four investors participated in this round.
The latest post-money valuation is derived from the September 2024 rounds. The company has 9 distinct investors in total.
Business Operations and Sector
Vastu Housing Finance operates within the Financials sector, specifically addressing the affordable housing finance niche. The company provides home loans and loan against property services, primarily targeting low and mid-income families in India.
The source material highlights that the company's financial performance is influenced by factors such as quarterly earnings, loan disbursement growth, asset quality, regulatory changes, and interest rates. Broader economic indicators like GDP growth and inflation also play a role in the company's stock performance. Additionally, government schemes aimed at increasing housing demand can positively impact Vastu Housing Finance's operations.
Board of Directors
The leadership of Vastu Housing Finance Corporation Limited includes:
- Mr. Sandeep Menon: Founder, Managing Director & CEO
- Ms. Renuka Ramnath: Chairperson and Non-Executive
- Ms. Shyamala Gopinath: Independent Director
- Mr. Viswanathan Ramachandran: Independent Director
- Mr. Rajasekhara Reddy: Independent Director
- Mr. Vijay Kumar: Independent Director
Market Status and Trading Information
There is conflicting information regarding the listing status of Vastu Housing Finance. One source explicitly states: "As of the latest information, Vastu Housing Finance is not listed on major Indian stock exchanges like NSE or BSE." However, the detailed share price data (52-week high/low, P/E, Market Cap) strongly suggests it is traded on the unlisted market or over-the-counter (OTC) markets. The term "Unlisted share price" confirms that the shares are not traded on public exchanges like the NSE or BSE but are available for transaction in the private market.
Investors are advised to verify the current status with official sources, as market conditions and listing status can change.
Conclusion
Based on the provided source material, Vastu Housing Finance Corporation Limited represents a significant entity in the Indian affordable housing finance sector, with a valuation of approximately ₹4,121.41 Crores (market cap) and a last known funding valuation of $1,195M (Series D, July 2024). The unlisted share price stands at ₹650.00 as of January 2026, with a notably high P/E ratio of 650. Ownership is heavily weighted toward parent entities (59.79%) and funds (30.96%). The company has successfully raised over $800 Million in funding. Stakeholders should note the discrepancies in share count across sources and verify the current trading status on unlisted markets or upcoming public listings.